As soon as we have all the requested documents in hand, we are committed to complete the evaluation process in less than an hour.

If your application is approved and you return the signed loan agreement to us by 11:30 a.m., your money will be electronically deposited into your account the same day. If your application is accepted after 11:30 a.m., you have to count up to 24 business hours before receiving the money.

Here are the criteria you must meet:

• You must be 18 years of age or older;
• You must be a resident of Canada;
• Be employed for 3 months;
• Receive your salary by direct deposit into a Canadian bank account;
• Have a gross income of $ 1,200 per month;
• Not have filed for bankruptcy in the last 6 months or plan to file for bankruptcy or a consumer proposal in the next 6 months.

This depends on the amount of monthly benefit you receive. Please send us your application by email so that we can analyze it.

We will analyze your application in the same way as an employee!

• You do not meet our eligibility criteria;
• Too many personal debts;
• 5 NSF in the past year;
• Other reasons deemed appropriate. We do not turn down applications for the sake of turning them down. If you have any further questions regarding the refusal of your application, please contact us and we will be pleased to explain the reasons for the refusal of your application.

• Staples;
• Canada Post;
• Some convenience stores and pharmacies;
• At a friend’s or relative’s house.

We use a simple, fast and efficient method that allows us to limit the amount of information requested from our clients in order to analyze their loan applications. By minimizing the amount of information requested, we make the process more secure and the documentation required is of a general nature, thus increasing the level of confidentiality.

The information provided are used solely for the analysis of your loan application and we protect the identity of our clients.