How it works
The loan guarantee
Mon Petit Prêt is a Canadian company offering a guarantee service to all Canadians wishing to obtain financing ranging from $300 to $1500. A guarantee fee ranging from $185 to $905 is applicable and varies according to the amount endorsed. Please note that no payment or advance is required at the signing of the contract. Do not hesitate to contact us and one of our advisors will be pleased to tell you the total amount of fees applicable to the amount you wish to obtain.
The approval process
Our approval process is based on the documents you provide to us in order to assess your ability to repay. We use our own analysis techniques and expertise to evaluate your request and not to impact your credit file.
How does online micro-lending work?
If you need to borrow an amount of $1500 or less, anyone can obtain financing online in a simple, fast and confidential way. At Mon Petit Prêt, we do not take into consideration your credit history. Whether it’s for a project, an unexpected expense or to pay a bill, get an endorsement from $300 to $1500 quickly. You can complete your application online here or contact us for more information.
Get your endorsement in
3 easy steps!
3 easy steps!
1.
Fill out the form and
submit the necessary
documentation.
submit the necessary
documentation.
2.
Get your approval
in less than an hour.
in less than an hour.
3.
Enjoy your
money.
money.
Eligibility Criteria
- Be 18 years of age or older
- Be a resident of Canada
- Have a stable job
- Receive your salary by direct deposit into a Canadian bank account
- Have a minimum net income of $1500 per month
- Not have made a consumer proposal, debt consolidation or bankruptcy within the last 30 days or be considering a consumer proposal, debt consolidation or bankruptcy within the next 6 months
Required documents
- Instant Bank Verification (IBV)
- Recent pay stub
- Identification document (driver’s license, health insurance card or passport)
- Social Insurance Number
- Proof of residence (Any bill or document showing the same address as your profile)
Sources of income not accepted
- Social solidarity (If net income is less than $1500 per month)
- Support payments
- Loans and grants
