Services
Speed and confidentiality are reflected in the quality of our services!
Our mission
Guaranteeing in order to facilitate access to credit and
contribute to the financial success of our clients.
Our Vision
Expanding the range of services offered to our clients
through innovation and the desire to position ourselves
among the best in our field.
Our commitment
We always listen to the needs of our clients. To do this, we
are committed to finding a solution tailored to their needs,
whether it be for guaranteeing or to help them get back on
track financially.
With Mon Petit Prêt, you get services that meet each of your needs
Loan guarantee
Loan guarantee is a short-term financial solution that allows you to quickly respond to an urgent financial need.
By definition, a guarantee is a personal security by which the guarantor undertakes to pay the debtor’s debt to the beneficiary of the guarantee in the event that the debtor fails to fulfill his commitments.
At Mon Petit Prêt, we offer a guarantee service for amounts ranging from $300 to $1500, regardless of your financial situation.
Lease guarantee
If you want to rent a property but landlords are hesitant to trust you, you need a rental guarantee insurance. Generally, it is required if the person wishing to rent the property has a poor credit score or little credit history.
In other words, the guarantee represents a certain amount that will be determined by your landlord. This is the amount your landlord will receive in case of damage or payment defaults on your part.
With a lease guarantee, you no longer have to worry when searching for a rental property. Not only will you increase your chances of signing a lease, but you will also have the opportunity to choose the property that suits you for a small annual fee.
Term: 3 months
Drawdown frequency: 2 weeks
Number of samples: 6
Fee per transaction: $0.50
Final credit rate: 26.75%
Interest: $20.42
Total amount of each payment: $138.47
Total amount to be repaid: $830.27
*Interac e-Transfer Fee (Optional): $30.00
Term: 3 months
Drawdown frequency: 2 weeks
Number of samples: 6
Fee per transaction: $0.50
Final credit rate: 26.75%
Interest: $25.27
Total amount of each payment: $166.04
Total amount to be repaid: $1026.27
*Interac e-Transfer Fee (Optional): $30.00
Term: 4 months
Drawdown frequency: 2 weeks
Number of samples: 8
Fee per transaction: $0.50
Final credit rate: 26.75%
Interest: $39.66
Total amount of each payment: $146.48
Total amount to be repaid: $1171.86
*Interac e-Transfer Fee (Optional): $30.00
Term: 4 months
Drawdown frequency: 2 weeks
Number of samples: 8
Fee per transaction: $0.50
Final credit rate: 26.75%
Interest: $46.00
Total amount of each payment: $167.42
Total amount to be repaid: $1339.36
*Interac e-Transfer Fee (Optional): $30.00
Term: 5 months
Drawdown frequency: 2 weeks
Number of samples: 10
Fee per transaction: $0.50
Final credit rate: 26.75%
Interest: $64.93
Total amount of each payment: $151.95
Total amount to be repaid: $1519.46
*Interac e-Transfer Fee (Optional): $30.00
Term: 5 months
Drawdown frequency: 2 weeks
Number of samples: 10
Fee per transaction: $0.50
Final credit rate: 26.75%
Interest: $72.77
Total amount of each payment: $167.85
Total amount to be repaid: $1678.46
*Interac e-Transfer Fee (Optional): $30.00
**The products shown are for illustration purposes only. They are however very representative but may vary. If you are approved and wish to receive your deposit instantly by Interac transfer, you will be charged an additional $30 fee.
Our partners
Since we know our clients and we are aware of their needs, we have decided to set up strategic partnerships in order to help them build their credit file or to help them recover from a difficult financial situation.
It is with great pride that we present our two main partners!
Consolidated Credit is a program that helps Canadians find debt relief and achieve long-term financial stability through financial education.
